Archive for the ‘TEChNoLoGY’ Category

Pakistans Branchless Banking Becoming Model For The World

July 8th, 2012, posted in Ink On PAPER, PAKiSTAN, TEChNoLoGY
Share

A very interesting article and which is true as well.. So, I thought why dont share with the people of mutual interest with it.

Pakistan is becoming one of the countries with tremendous growth in the development of branchless and mobile banking is witnessed despite of the fact it is still on the way of its maturity stage.

The branchless and mobile-banking are penetrating at accelerated pace throughout the country with number of players in the banking and cellular phone operators are entering into the emerging financial sector.

Customers are increasingly utilizing the advanced transaction services for money transfer, utility payments, bank accounts and home remittances through different companies led by banks or mobile operators.

The overall transactions through branchless banking have reached Rs 3,700 per day. There are 17,448 branchless banking agents serving currently more than 357,598 accounts at their different outlets.

According to the State Bank of Pakistan (SBP) statistics, Around 16 million branchless banking transactions, worth of Rs. 59 billion, have been conducted only in July-September period in Pakistan.

The two major branchless banking models have emerged in Pakistan “Easypaisa” by

Tameer Microfinance Bank and “Omni’ by United Bank Limited and marked a success story with a span of just two years, the combined daily transaction volume of the two services already averages over 175 thousand, with an average size of Rs 3,700.

In addition to them, there are different banks and mobile operators have introduced their branchless banking services such as First Microfinance Bank‟s collaboration with Pakistan Post, and Dubai Islamic Bank pilot project. MCB Bank and Askari Bank are both expected to roll out their pilot test shortly.

Recently Orascom Telecom (Mobilink) has also obtained a license to establish a nation-wide Microfinance Bank namely Waseela MFB to start microfinance operations through a branchless banking platform.

Similarly, NADRA has designed a distribution platform under the brand name “e-Sahulat” to provide online payment and collection facility for the general public as well as for organizations.

Moreover, a few other players are undertaking feasibility / market surveys to assess branchless banking prospects.

The early successes of mobile banking in Pakistan are attributable to the collaborative efforts of a wide range of stakeholders, including government, regulatory authorities, development agencies, NADRA, telecom operators, financial institutions, and technology firms.

The mobile phone subscription has seen explosive growth in Pakistan with total subscription now reaches to 110 million across customers in all income segments with growth continues apace.

The fast mobile penetration and its continuing strong growth fuels expectations that transformational branchless banking models would prove a game-changer in improving access to finance in Pakistan.

The branchless banking regulations only allow bank-led model, it encourages multiple approaches for developing partnerships. The partnership models include one-to-one (one bank having joint venture/agency agreement with one teleco/non-bank), one-to-many (one bank with many telcos), and many-to-many (many banks with many telcos).

This is aimed to create space for experimentation as well as to keep prudent supervisory oversight.  The government is further encouraging innovation by piloting the use of branchless banking to distribute government payments.

The permissible activities under branchless banking are opening account, fund transfer, cash-in and cash-out, bill payments, merchant payments, loan disbursement/repayment etc. These activities may be offered through a variety of channels such as mobile phones, retail agents, ATMs, smart cards, and POS. The resulting convenience and low transaction costs are expected to be critical to greater financial inclusion.

In a recent CGAP brief, Pakistan has been showed as one of the fastest developing market for branchless banking in the world. Pakistan has been declared as laboratory of innovation for branchless banking with a variety of business models are emerging that involves a wide range of players, including mobile network operators (MNOs), technology companies, and even a courier business.

The World Economic Forum’ global report on Mobile Financial Services gave extensive coverage of Pakistan, praising the country for its fast developing branchless banking.

The branchless banking institutional environment, which includes elements of regulatory proportionality and consumer protection, scores within the top quintile of the country sample included in this study.

The mobile financial services to unbanked population will further develop its end-user environment. The individuals appear less literate are being empowered to adopt these services, the study said.

It is heartening to note that the emerging branchless banking models have experienced impressive initial growth. However, these models are still in an early phase experimentation, requiring understanding of critical issues and taking measures to expand retail networks and leverage technologies.

Once these models reach to a degree of maturity, the inter-operability will come in to facilitate customers to send money to anyone with account at any bank, and do cash-in and cash-out with agent of any bank.

The SBP readily adopted the strategy of expanding microfinance outreach through exploiting the channels of mobile phone sector situated throughout the country.  It has focused on providing an enabling environment to market players, persuading them to benefit from new opportunities, and offering them appropriate incentives for market development, with the ultimate objective of broadening and deepening financial inclusion.

According to a recent study conducted by Telenor Group and Boston Consulting Group, the wider access to mobile financial services in Pakistan could lead to the creation of 1 million new jobs by 2020. An estimated US$2 billion could be added annually to government revenues, helping raise Pakistan’s GDP growth by 3% by creating increased access to credit, hence prompting new business creation, and by formal remittances and increased savings.

Mobile financial services can facilitate public services by providing e-government options and help reduce costs of financial transactions.”

According to the study, the percentage of Pakistan’s adult population using mobile financial services could go up from the current 2% to 35% by 2020.

The existing and anticipated businesses and outlines the key challenges and opportunities that are likely to shape the market over the next 12 months.

Share

Workshops Should Be On Digital Journalism

May 27th, 2012, posted in Ink On PAPER, TEChNoLoGY
Share

Digital-JournalismIn a room full of professional people, where even the tea cup knew what it was meant to do, i sat utterly blank trying hard not to look stupid. It was the first day of my internship, and as luck would have it, my boss assigned me to go on a field trip with the assistant editor to report on the event.

So dutifully i arrived at the building ready to gain some experience. I was seated next to some journalists from different news mediums like newspapers, television channels, etc, and already feeling intimidated I tried blending in. The workshop began. The moderator Mr. Shoaib Khalil, Marketing Lead of Microsoft Pakistan began outlining the importance of digital tools in journalism that help make transmission of news a much less complex process.

During the discussion the topic of blogging came up. Whether it is a useful platform in the transmission of news or a mere hindrance. While being a blogger myself I definitely leaned towards the good side, but some very valid points were presented in front of me that made me think, if not completely change my mind.

Blogging though very convenient is seen as a more personal ranting place rather than a forum for discussing hard news. Even though many bloggers do use it for that purpose, the private opinions and views and even biases the individual has, which have no place in a hard news, find their way through words in a blog. Also in a blog you can get away with almost anything. Whether your matter is verified or not, whether what you say is accurate, a blog can incorporate it all

But the fact remains, blogging is in today’s world the best medium to connect with others who share similar tastes and opinions.  The conversation then continued on to the different social networks which have now influenced almost more than half of the world, and their role in the transmission of news. While talking about Facebook in general, Mr Khalil said “if it were a country, Facebook would be the 3rd largest in the world with five hundred million users.”

He was surprised to find Facebook disabled in most workplaces in Pakistan, saying that in other countries, Facebook is seen as a great medium to stay updated with the current happenings. His viewpoint was a little vague. The importance of Facebook is lost in Pakistan he said. We see it more as a place to ‘kill time’ while people in other countries use it as a social medium to broadcast news, a case in particular being the recent uprising in Egypt. I agree. Here in Pakistan, Facebook is just a site where people with similar interests, (and some not so much) add each other and stay connected. I myself use Facebook to ‘refresh’ my mind in between work.

After Khalil, a second presentation on Microsoft’s new cloud computing was given by Mr. Zafar ul Islam, the Enterprise Technology Strategist at Microsoft Pakistan. Ok here I will be bluntly honest. Though I am familiar with the concept of cloud computing, much of the presentation was lost on me. I understood some of the different terms he used  like SaaS, platform as a service, infrastructure, IT management, data centers, the rest was a little hazy. I tried very hard not to yawn. Once more I began to question my presence in the room.

After two long hours when the presentation concluded not a moment too soon, we were given a tour of the newly opened facility of Microsoft Pakistan in the Forum Building, followed by a hi tea. the sandwiches were really good but I could not enjoy them for long, as it was time for me to head back and file the report.

Digital-Journalism

Share

Basic LINUX Commands That a DBA Should Know

May 26th, 2012, posted in Oracle, Solaris
Share

Basic LINUX commands that a DBA should know

groupadd
This is the command used to create new group. At OS level group is used to give and take  pivillages.
Syntax : groupadd <group name>
Ex : [root@rac5 ~]# groupadd group1
View : [root@rac5 ~]# cat /etc/group  -This command used to view which user belongs to which group.
Output: group1:x:607:

useradd
This is the command used to create a new user in a group.
Syntax : useradd -g <group name> <user name>
Ex : [root@rac5 ~]# useradd -g group1 user1

passwd
This is the command used to give password for create use or to update the password.
Syntax : passwd <user name>
Ex: [root@rac5 ~]# passwd user1
Output :
[root@rac5 ~]# Changing password for user soufir.
New UNIX password:
BAD PASSWORD: it is based on a dictionary word
Retype new UNIX password:
passwd: all authentication tokens updated successfully.

date
a. This is the command used to view the current system date.
Syntax : date
Output : Wed Oct 27 21:55:36 IST 2010
b. In order to update the date we can give :
Syntax : [root@rac5 ~]# date -s “2 OCT 2010 14:00:00″  OR
[root@rac5 ~]# date –set=”27 OCT 2010 21:56:00″
Output : Sat Oct  2 14:00:00 IST 2010

cal
This command shows the calender of current year or any.
Ex : [root@rac5 ~]#  Cal
Output : [root@rac5 ~]#    October 2010
Su Mo Tu We Th Fr Sa
1  2
3  4  5  6  7  8  9
10 11 12 13 14 15 16
17 18 19 20 21 22 23
24 25 26 27 28 29 30
31

pwd
This command is to view the present working directory.
Ex : [root@rac5 ~]# pwd
Output : [root@rac5 ~]# /root.

cd
a.This is the command used to change a directory
Ex : [oracle@rac5 ~]$ ls
authorized_keys  file   file2  oraInventory  stand.ora
authorized-keys  file1  file3  soufir
[oracle@rac5 ~]$ cd soufir
[oracle@rac5 soufir]$
b.This is used to go back to parent directory
Ex : cd ..
mkdir
This command is used for make a new directory.
Ex : mkdir dir1
rmdir
This commad is used for remove a directory.
Ex : rmdir dir1
rm -rf
This command is used to forcefully remove a direcory.
Ex : rm -fr dir1

man
This command is used to show the online manual pages of related commands
Ex : man ls

ls
This command is used to list all contents of directories
Ex : ls

ls -lt
This command is used to list lot of information about contents of directories
Ex : ls -lt
The permissions are the first 10 characters of the line (-rwxrwx—) and can be broken down as follows.
rwx
r–
r–
1
root
root
765
Apr 23
file.txt
File type
Owner
Group
All
Links
Owner
Group
Size
Mod date
Filename

touch

This command is used create an empty file
Ex : touch file1

cat
This command is used to create and view files of directories
Ex : cat file1
cat file1 > newfile   // owerwrite newfile with file1
cat file1 >> newfile  // append newfile the contents with file1

cp
This command is used to copy a file from one to another
Ex : cp file1 filenew

mv
This command is used to rename the name of a file to other
Ex : mv file1 filenew

su
This command is used to switch one user to other. it doesnot change the current working directory. so you cant access the /usr/sbin  directories.
Ex : su soufir

su –
This command is used to switch one user with changing current working directory.
Ex : su – soufir

*********************************************************************************************************************
Note : Please not do make backups before using these queries and also confirm them yourself or by aother means as
 well.
*********************************************************************************************************************
Share

List Of Few Common Linux Commands

May 26th, 2012, posted in Solaris
Share

alias – Create an alias

awk – Find and Replace text, database sort/validate/index

break – Exit from a loop

builtin – Run a shell builtin

cal – Display a calendar

cse – Conditionally perform a command

cat – Display the contents of a file

cd – Change Directory

cfdisk – Partition table manipulator for Linux

chgrp – Change group ownership

chmod – Change access permissions

chown – Change file owner and group

chroot – Run a command with a different root directory

cksum – Print CRC checksum and byte counts clear Clear terminal screen

cmp – Compare two files

comm – Compare two sorted files line by line

command – Run a command – ignoring shell functions

continue – Resume the next iteration of a loop

cp – Copy one or more files to another location

cron – Daemon to execute scheduled commands

crontab – Schedule a command to run at a later time

csplit – Split a file into context-determined pieces

cut – Divide a file into several parts

date – Display or change the date & time

dc – Desk Calculator

dd – Data Dump – Convert and copy a file

declare – Declare variables and give them attributes

df – Display free disk space

diff – Display the differences between two files

diff3 – Show differences among three files

dir – Briefly list directory contents

dircolors – Colour setup for `ls’

dirname – Convert a full pathname to just a path

dirs – Display list of remembered directories

du – Estimate file space usage

echo – Display message on screen ed A line-oriented text editor (edlin)

egrep – Search file(s) for lines that match an extended expression eject Eject CD-ROM

enable – Enable and disable builtin shell commands

env – Display, set, or remove environment variables

eval – Evaluate several commands/arguments

exec – Execute a command exit Exit the shell

expand – Convert tabs to spaces

export – Set an environment variable

expr – Evaluate expressions

factor – Print prime factors

false – Do nothing, unsuccessfully

fdformat – Low-level format a floppy disk

fdisk – Partition table manipulator for Linux

fgrep – Search file(s) for lines that match a fixed string

find – Search for files that meet a desired criteria

fmt – Reformat paragraph text

fold – Wrap text to fit a specified width.

for – Expand words, and execute commands format Format disks or tapes free Display memory usage

fsck – Filesystem consistency check and repair.

function – Define Function Macros

gawk – Find and Replace text within file(s)

getopts – Parse positional parameters

grep – Search file(s) for lines that match a given pattern

groups – Print group names a user is in

gzip – Compress or decompress named file(s)

hash – Remember the full pathname of a name argument

head – Output the first part of file(s)

history – Command History

hostname – Print or set system name

id – Print user and group id’s

if – Conditionally perform a command

import – Capture an X server screen and save the image to file

info – Help info

install – Copy files and set attributes

join – Join lines on a common field

kill – Stop a process from running

less – Display output one screen at a time

let – Perform arithmetic on shell variables

ln – Make links between files

local – Create variables

locate – Find files

logname – Print current login name

logout – Exit a login shell

lpc – Line printer control program

lpr – Off line print lprint Print a file lprintd Abort a print job lprintq List the print queue

lprm – Remove jobs from the print queue

ls – List information about file(s)

m4 – Macro processor

man – Help manual

mkdir – Create new folder(s)

mkfifo – Make FIFOs (named pipes)

mknod – Make block or character special files

more – Display output one screen at a time

mount – Mount a file system

mtools – Manipulate MS-DOS files

mv – Move or rename files or directories

nice – Set the priority of a command or job

nl – Number lines and write files

nohup – Run a command immune to hangups

passwd – Modify a user password

paste – Merge lines of files pathchk Check file name portability

popd – Restore the previous value of the current directory

pr – Convert text files for printing printcap Printer capability database printenv Print environment variables

printf – Format and print data

ps – Process status

pushd – Save and then change the current directory

pwd – Print Working Directory

quota – Display disk usage and limits

quotacheck – Scan a file system for disk usage

quotactl – Set disk quotas

ram – ram disk device

rcp – Copy files between two machines.

read – read a line from standard input

readonly – Mark variables/functions as readonly remsync Synchronize remote files via email

return – Exit a shell function

rm – Remove files

rmdir – Remove folder(s)

rpm – Remote Package Manager

rsync – Remote file copy (Synchronize file trees) screen Terminal window manager

sdiff – Merge two files interactively

sed – Stream Editor

select – Accept keyboard input

seq – Print numeric sequences

set – Manipulate shell variables and functions

shift – Shift positional parameters

shopt – Shell Options

shutdown – Shutdown or restart linux

sleep – Delay for a specified time

sort – Sort text files

source – Run commands from a file `.’

split – Split a file into fixed-size pieces

su – Substitute user identity

sum – Print a checksum for a file

symlink – Make a new name for a file

sync – Synchronize data on disk with memory

tac – Concatenate and write files in reverse

tail – Output the last part of files

tar – Tape ARchiver

tee – Redirect output to multiple files

test – Evaluate a conditional expression

time – Measure Program Resource Use

times – User and system times

touch – Change file timestamps

top – List processes running on the system

traceroute – Trace Route to Host trap Run a command when a signal is set(bourne)

tr – Translate, squeeze, and/or delete characters

true – Do nothing, successfully

tsort – Topological sort

tty – Print filename of terminal on stdin

type – Describe a command

ulimit – Limit user resources

umask – Users file creation mask umount Unmount a device

unalias – Remove an alias

uname – Print system information

unexpand – Convert spaces to tabs

uniq – Uniquify files

units – Convert units from one scale to another

unset – Remove variable or function names

unshar – Unpack shell archive scripts

until – Execute commands (until error)

useradd – Create new user account

usermod – Modify user account

users – List users currently logged in

uuencode – Encode a binary file

uudecode – Decode a file created by uuencode v Verbosely list directory contents (`ls -l -b’) vdir Verbosely list directory contents (`ls -l -b’)

watch – Execute/display a program periodically

wc – Print byte, word, and line counts

whereis – Report all known instances of a command

which – Locate a program file in the user’s path.

while – Execute commands

who – Print all usernames currently logged in whoami Print the current user id and name (`id -un’)

xargs – Execute utility, passing constructed argument list(s)

yes – Print a string until interrupted

.period – Run commands from a file

### – Comment / Remark

Share

Ufone Call Pakacges

May 3rd, 2012, posted in MOBiLE, PAKiSTAN
Share

ufone logo

Ufone Lady’s Package:

Ufone + PTCL Numbers (Rs 2/hour) (10am to 5pm)

Ufone + PTCL Numbers (Rs 1.25/minute) (5pm to 10am)

All other networks (Rs 1.25/minute ) (24 hours)

SMS (Ufone to Ufone) (50 Paisas)

SMS (Ufone to other networks) (Re 1 )

A package that suits Ladies the best. So now Sub Manain Gaay!

To convert to Lady’s Package simply dial *34#

Super Ghanta Package:

Talk from 4 a.m. in the morning to 5 p.m. in the evening to not only any Ufone number but to any PTCL landline and Vfone number as well across the country, all for only Rs. 3.50/hour. So don’t waste another minute to get this marvelous hourly package.

Super Ghanta Package tariff details
SERVICE CHARGES  DAILY RS. 5.99

Ufone to Ufone    0400 Hrs to 1659 Hrs    Rs 3.50 / Hr
Ufone to Ufone    1700 Hrs to 0359 Hrs    Rs 1.00 / Min
Ufone to Other Mobiles    24 Hours    Rs 1.60 / Min
Ufone to PTCL    0400 Hrs to 1659 Hrs    Rs 3.50 / Hr
Ufone to PTCL    1700 Hrs to 0359 Hrs    Rs 1.60 / Min

Ufone Ghanta Package

Talk for practically the entire day from 9 am to 5 pm for only 5.99/hour.

Ufone Ghanta Package tariff details

SERVICE CHARGES DAILY  RS. 3.99

Ufone to Ufone    0900 – 1659    Rs. 5.99 / hr
Ufone to PTCL    0900 – 1659    Rs. 5.99 / hr
Ufone to Ufone     0000 – 0859 &  1700 – 2359 Rs. 1.00 / minute
Ufone to Other Mobiles    24 Hours    Rs. 1.60 / minute
Ufone to PTCL     0000 – 0859  &  1700 – 2359 Rs. 1.60 / minute

Ufone 5 ka 15

Each 5 min call gives you the next 10 minutes absolutely free…and if Ufone says it’s free, it is FREE.

Call rate for first 5 minutes from Ufone to Ufone is Rs.1.125 per 30 seconds.
Call rate from Ufone to other networks is Rs.1.25 per 30 seconds.
SMS rates nationwide at 25 paisas
Ucircle is not available with this offer.

5/15 tariff details

Ufone to Ufone*    24 Hours    Rs 1.125 / 30 sec
Ufone to Other Mobiles    24 Hours    Rs 1.25 / 30 sec
Ufone to PTCL    24 Hours    Rs 1.25 / 30 sec
Ufone to International    24 Hours    Standard rates apply

Ufone U-won Package

U won package talk for only Rs.1.00/minute to any Ufone number and only Rs.1.60/minute to any other number.

Ufone Uwon tariff details

Ufone to Ufone    24 Hours    Re 1.00 / Min
Ufone to Other Mobiles    24 Hours    Rs 1.60 / Min
Ufone to PTCL    24 Hours    Rs 1.60 / Min

Ufone Public Demand:

Ufone to Ufone    24 Hours    Re 0.99 / 30 sec
Ufone to Other Mobiles    24 Hours    Re 0.99 / 30 sec
Ufone to PTCL    24 Hours    Re 0.99 / 30 sec

3 Minute Package

Talk for full 3 minutes and get charged for just two minutes, meaning the third minute is absolutely FREE and that comes down to just 66 paisas per minute! So now you don’t need to worry about the bill if your call is a little longer than expected, because for us, it’s all about U!

Ufone 3 Minute Package tariff details

Ufone to Ufone    24 Hours    Rs 2.00 / 3 Min
Ufone to Other Mobiles    24 Hours    Rs 3.20 / 3 Min
Ufone to PTCL    24 Hours    Rs 3.20 / 3 Min

60 Paisa Offer

From this Ufone call package You can CALL ANY NETWORK, ANYTIME for only 60 paisa’s per 30 seconds!

Call Ufone to Ufone or any other network for only 60 paisas.
To subscribe to this service, SMS ‘sub’ to 717 or dial 710 from your ufone.
Note: Super Bundle Offer costs Rs 90/- and is valid for 10 days

Ufone Life Plus

Talk late night from 12 am (midnight) to 7 am for only Rs.2.50 per hour. To top it off, calls made on Saturday and Sunday between 9 am to 5pm cost only Rs.4.99 per hour.
WEEKDAYS:
Ufone to Ufone    0000 – 0659    Rs. 2.50 / hr
Ufone to Ufone    0700 – 2359    Rs. 1.125 / 30 sec
Ufone to Other Mobiles    24 Hours    Rs. 1.25 / 30 sec
Ufone to PTCL    24 Hours    Rs. 1.25 / 30 sec
Ufone to International    24 Hour    Standard rates apply
WEEKENDS:
Ufone to Ufone    0900 – 1659    Rs. 4.99 / hr
Ufone to Ufone    0700 – 0859 and  1700 – 2359    Rs. 1.125 / 30 sec
Ufone to Ufone    0000 – 0659    Rs. 2.50 / hr
Ufone to Other Mobiles    24 hrs    Rs. 1.25 / 30 sec
Ufone to PTCL    24 hrs    Rs. 1.25 / 30 sec

U-Circle ( Friends and Family )

WEEKDAYS
UCircle (Ufone to Ufone)    0000 – 0659    Rs. 2.50 / hr
UCircle (Ufone to Ufone)    0700 – 2359    Rs. 0.45 / 30 sec
UCircle (Ufone to PTCL)    24 Hours    Rs. 0.45 / 30 sec
WEEKENDS
UCircle (Ufone to Ufone)    0900 – 1659    Rs. 4.99 / hr
UCircle (Ufone to Ufone)    0000 – 0659    Rs. 2.50 / hr
UCircle (Ufone to PTCL)    24 hrs    Rs. 0.45 / 30 sec

To activate any of these package dial 444 from your Ufone sim.

Ufone Youth Package

ufone youth package

Now any call you make to any Ufone number It’ll be FREE after the first 2 minutes ALL 24 hours 7 days a week!  You can still keep enjoying tons of SMS daily to any network for only Rs. 1.99 and hourly calls to 5 Friends and Family numbers at the low rate of Rs. 2.99 per hour.
How to:
Dial *22# and get all the talk out of your system.
Note:
A change has also been made in the 30 second pulse charges which will take effect from May 15, 2011 changing the previous rate of Re. 1 per 30 seconds to Rs.1.25 per30 seconds on calls made from Uth Package Non Stop Offer to all Ufone numbers.
Terms & Conditions:
Dial *22# to avail Uth Package Non-Stop Offer
Tax charges on all outgoing calls from Uth Package Non-Stop Offer to Ufone numbers have been revised from Rs. 1 per 30 seconds to Rs. 1.25 per 30 seconds, effective from 15th May, 2011.
All charges per 30 seconds are exempted from tax. Daily charges of Rs. 1 plus tax will apply.
Free calls apply in case of Ufone to Ufone numbers only.
5 Friends & Family numbers must be Ufone or PTCL numbers (or both).
To activate Friends and Family numbers, dial 363.
Change in any Friends & Family number is subject to charges of Rs. 10 plus tax. Friends and Family numbers activation charges amount to Rs. 10 plus tax.
To avail the package, one-time charges of Rs. 15 plus tax apply.
Customers who have been availing Uth Package since July 2010 can avail this offer for a one-time charge of Rs. 30 plus tax.
For further information, call 111-333-100 from your PTCL number, dial 333 from your Ufone number
19.5% FED on usage and 11.5% withholding tax at recharge or bill applies.
Using SIMS without proper documentation is a crime – PTA
Terms and Conditions apply.


Note : These details can be out-dated. Please do check ufone webiste or your near by ufone office. The website is not responsible for any actions you take.

Share